Tips For First-Time Car Buyers

Know Your Budget

Figuring out your budget is always going to be the first step in the buying process. This is the most important tip for first-time car buyers because it is crucial to consider how much money you actually have to pay for this car. Add up all your monthly income and monthly expenses, categorizing them as either fixed or discretionary. Once you have created your budget, decide in which areas you could potentially cut back on costs. The general rule of thumb is to try to keep your car payment below 10% of your monthly income. Don't forget to consider ongoing expenses such as insurance, gas, repairs, or maintenance.

Improve Your Credit Score

If you can, obtain a copy of your credit report and check what your credit score is. This is going to give you an idea of what financing options you will qualify for. When you have good credit, you will have an easier time qualifying for certain favorable loans. If your credit score is not super high, consider postponing your purchase and work on improving your credit.

Explore Financing and Loan Options

At Beaver County DCJR, our finance team is excited to introduce you to all of our different financing and loan options. It is helpful first to know how much you will be setting aside for your car payments each month so that we can help you find the perfect option for your budget. We offer Guaranteed Credit Approval for used cars, so consider if that may be a good fit for you.

Consider A Used Car 

We know buying a new car sounds fancy and exciting, but one of our tips for first-time car buyers is to consider if purchasing a used vehicle may be a more favorable option. We have a wide selection of high-quality, affordable used vehicles in our inventory for you to browse. If the budget you decided on will not enable you to purchase a new car, buying a used car opens doors to many opportunities for warranties and other benefits.

Browse Our Inventory

Beaver County DCJR has an expansive inventory of both new and used cars available to consider as you purchase your first car. Look through our wide selection of cars, trucks, and SUVs and decide which vehicle is right for you.

If you have more questions or concerns about our tips for first-time car buyers, visit our caring sales team at Beaver County DCJR to learn more!

Find Your Perfect Ride

We can't wait to see you in our showroom once you are ready to take the next step towards buying your first car. When you buy with us, you guarantee yourself a purchase that keeps on giving for years to come. Once you are ready to get started, use these tips for first-time car buyers to make sure you're prepared, and then come visit our sales staff to begin financing your first car. Then, your last step is to drive home in your new ride. It's that easy! We'll see you here soon!